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Articles

Person holding a camera lens in a field. The view of the field within the camera lens is upside down.
Mike Rickaby | Sep 2, 2022

Is Confirmation Bias Affecting Your Investment Strategy?

Investments
Your preconceived notions may be impacting your decision-making process. Thankfully, it’s possible to overcome them.
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Young woman pouring a drink for an older woman. They are sitting together at a table.
Mike Rickaby | Aug 31, 2022

Talking to your Aging Parents about Finances

Retirement
As your parents age, they may become less capable of managing their own finances. Here are some ways to approach the subject.
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Professional-looking man sitting in an office. There is a laptop and a stack of files in front of him.
Mike Rickaby | Aug 5, 2022

Working with an Investment Professional

Investments
Trying to find the right investment professional for you? Here are some questions to ask in your initial consult.
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Focused young woman shopping online on her laptop
Mike Rickaby | Jul 29, 2022

Financial Planning for Young Professionals

Investments
Finance
It’s never too early to start planning for your financial future.
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Yellow Volkswagen van on road in desert
Mike Rickaby | Jul 22, 2022

Using the FIRE Movement to Gain Financial Independence 

Retirement
Savings

Many people dream of the day they can leave work behind and start pursuing their lifelong dreams. But for most people, you’ll need to achieve financial

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Happy couple looking at a calculator
Mike Rickaby | Jul 15, 2022

The Benefits of Tax-Free Savings Accounts

Savings

Since 2009, Canadians ages 18 and older have had the benefit of contributing to a tax-free savings account (TFSA). The introduction of TFSAs marked an important

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Man in coffee shop reading a newspaper
Mike Rickaby | Jul 8, 2022

Should I Take My Canada Pension Plan Payments Early?

Retirement

The Canada Pension Plan (CPP) is a retirement benefit available to most working residents of Canada. With the exception of Quebec residents, who have the Quebec

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Family with two children making breakfast
Mike Rickaby | Jul 1, 2022

How to Use Your Registered Retirement Savings Plan to Purchase a Home

Retirement
Buying a home can be overwhelming, especially when thinking about how to afford a down payment. The good news is, as a Canadian resident, you have some options
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A person holding a smartphone. On the phone screen is a series of charts and graphs showing an investment's performance.
Mike Rickaby | Jun 24, 2022

Understanding Your True Risk Tolerance

Investments
Knowing both your financial and emotional risk tolerance could be vital to your portfolio performance.
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Senior couple in a meeting with a financial professional
Mike Rickaby | Jun 17, 2022

The Risk of Reverse Dollar-Cost Averaging for Retirees

Retirement
Investments
What exactly is dollar-cost averaging? And how can reverse dollar-cost averaging be risky to those who live on a fixed income?
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Businesswoman looking at her phone
Mike Rickaby | Jun 10, 2022

The Pros and Cons of Investment Apps

Investments
Technology
Not all investing apps are equal, and depending on your goals it may be better to work with a financial professional instead of an algorithm.
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Tablet on a table with a coffee cup. On the tablet screen is several charts and graphs
Mike Rickaby | Jun 3, 2022

The Basics of Keeping a Balanced Investment Portfolio

Investments
Balance is seen as one of the keys to making the most of your investments. But what does a balanced portfolio look like?
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The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This newsletter was written, designed and produced by Mike Rickaby, for the benefit of Mike Rickaby, Investment Funds Advisor with Paragon Financial Services Inc., a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

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Mutual funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered.

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